Up In Smoke: Merchant Accounts for Head, Tobacco & Online Smoke Shops

March 7th, 2017 | Written by socialapp

The tobacco and paraphernalia industries can be lucrative, but they can also be a roller coaster ride when it comes to processing payments online. Businesses that sell tobacco, tobacco-related products, glass pipes or the like are considered high risk by traditional banks and face significant obstacles to obtaining and keeping merchant accounts. Even online smoke […]

Daily deal sites can reduce customer inquires and chargebacks with dynamic descriptors

January 13th, 2017 | Written by socialapp

A descriptor is the identifying name of a purchase that appears on a consumer’s monthly credit card statement. A descriptor is usually statically preset at the processor level and is the basic information that is printed on the customer’s credit card statement for a transaction.  For example, if you purchase a pair of pants from […]

Five tips to help online dating websites reduce chargeback’s and combat fraud

December 22nd, 2016 | Written by socialapp

Typically, online dating sites that offer monthly memberships and especially those that offer free trials are considered high risk. Banks and processors do not want to deal with the high refund rate and chargebacks that are typically associated with this business model. These days a significant portion of dating sites are niche specific or have some other […]

SocialAppMerchant: June Launch- Daily Deal Site,

November 16th, 2016 | Written by socialapp

Interview by Patricia Weber( – Leading  Advisor for the online payments industry, and Founder of had the absolute pleasure helping the team at launch their local daily deal site this month. While it may seem like the market is being soaked up by the monster group buying websites,  start-up daily deal companies […]

How Daily Deal Sites can Reduce Chargebacks

November 2nd, 2016 | Written by socialapp

For 12+ years, our team has helped online merchants reduce fraud and chargebacks. Here are the three most important things a daily deal site can do to reduce chargebacks and stay compliant with the card association ratios. 1.       Customer Support has to be superior. Good is not enough Tier 1 customer service is probably the single most important thing a daily […]

Merchant Accounts for Killer Start-ups

October 1st, 2016 | Written by socialapp

Incredible business concepts are being created almost daily these days. Daily deal sites, pay-as-you go digitial downloads, cool apps and social software- everywhere you look, a new website is in beta.  Developers and the people behind the ideas are becoming instant millionaires with their smiling faces ending up on the cover of Inc. and Entrepreneur Magazine.  Yet, when […]

TNW’s Daily Dose – 24 hours of tech news in 5 minutes [Audio]

September 27th, 2016 | Written by admin

Google Wallet and Google Offers wants your phone to take the place of your wallet. A new People Widget in Gmail is offering the ability to find more context to your contacts. Amazon has launched a Mac App Store competitor…caveats included.
You c…

SpotOn launches in New York City. Is the iPhone app a Yelp killer?

September 27th, 2016 | Written by admin

This week at Tech Crunch Disrupt in New York City, SpotOn launched to drive a fork into the restaurant recommendation space. Yelp is one of those websites that launched prior to the era of social media infiltration and it’s failed to make the tr…

5 Websites that Need to Get Social

September 27th, 2016 | Written by admin

Social networks rule the digital universe these days, but it doesn’t make sense for every site. While there are many reasons why a website doesn’t have social features, other silly sites just remain really uptight about social features.
Some we…

A nearly blind Berkeley grad plans 600 mile trek to the South Pole

September 27th, 2016 | Written by admin

When Alan Lock was just 24-years old he was told that he was going blind. The news meant that he’d have to leave his dream career of flying in the armed forces. Since leaving the Royal Navy, while slowly loosing his vision, he rowed across Atlant…

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